Admiral
Car Insurance
Admiral Car Insurance Features
of your Admiral policy
Legal Expenses Cover
Legal Expenses Cover from Admiral will usually cover you
for £100,000 of legal advice, costs and expenses to enable
you to pursue claims which are not covered by your car insurance
policy, or claims arising from personal injury or death as a
result of an accident while insured by Admiral.
Legal
Expenses Cover also include a 24 hour helpline for insured
and named drivers on the policy.
Your
policy schedule will show whether your policy included legal
expenses cover.
Free
replacement car
If you have an accident or make a claim and their Admiral
Approved repairers are authorised to do the work, you will
usually get a FREE replacement car whilst your car is being
repaired. The replacement car will be insured by Admiral under
your policy of Admiral car insurance on the same terms and
conditions as your own car.
IMPORTANT
- Replacement cars are not provided if your car has been
stolen, is beyond economic repair, if you choose a repairer
not on out approved repairer panel or your own car was originally
produced for sale outside the EEC. Admiral cannot guarantee
to provide a vehicle adapted for any individual's special
needs or disability.
Windscreen Cover
Have
you ever had a cracked windscreen? Found a side window smashed?
Admiral's
windscreen cover protects all glass in your car (except the
sunroof) with no limit on the number of claims you make.
Your
No Claim Bonus will not be affected and you are entitled to
free security window etching with the cover.If the damage
to the glass can be repaired by Auto Windscreen there is no
excess. If not, an excess will apply.Windscreen cover is included
free with Comprehensive policies. Otherwise you can add it
to Third Party Fire and Theft policies. For further details
please contact the Admiral Customer Services department.
Stereo
cover
Admiral will normally cover your car phone, CD player,
cassette player or any other audio equipment, provided they
are permanently fitted to your car.
Roadside
emergency helpline
The emergency helpline is open 24 hours a day for all
their policyholders. Staff will either tell you the location
of the nearest Admiral approved repairer, or will arrange
for that garage to assist you at the site of the accident.
Flexible
excess options
Are you tired of paying huge excesses with claims on
your car insurance? Or perhaps you rarely claim, and wouldn't
mind a higher excess in return for lower premiums. With Admiral,
your car insurance policy can be customised for you. You are
free to choose a voluntary accidental damage excess (in addition
to any imposed policy excess), and your premiums will be reduced
accordingly. Remember, if the claim is non-fault, you can
claim back the excess using your legal cover.
Extra
options on your Admiral policy
Instalment Protection Plan
Have you ever wondered how you would pay your car insurance
instalments in the unfortunate event that you are disabled,
made redundant or (in the case of self-employed people) hospitalised
and are unable to work?
Personal
Accident Plan
Your normal comprehensive policy, usually entitles you
£5000 worth of cover for serious injury in accidents
for yourself and your spouse.
This
can be very useful;however, this amount will not ensure your
financial security if you lose a limb or your sight.
Admiral's
Personal Accident Plan will usually increase your cover up
to £ 35,000 in the event of a serious injury, giving
you far more peace of mind and security if you have an accident.
Protecting
your No Claim Bonus
Taking out this cover means that your valuable No Claim
Bonus will remain unaffected should you make up to two fault
claims in a three year period with Admiral. This means that
you will keep your No Claims Bonus despite having had an accident
and claiming off your insurance.
To
qualify, the policyholder must usually have at least 4 years
No Claim Bonus, all drivers must be over and have had no fault
claims in the previous 12 months (theft or attempted is counted
as a fault claim). You can have up to four named drivers on
the policy.
Protecting
your No Claim Bonus means that you will have a compulsory
excess. Unfortunately Admiral are unable to protect your No
Claim Bonus if you have an any driver over 25 policy.
Guaranteeing
your No Claim Bonus
Even better than protecting, you can Guarantee your No
Claim Bonus which means no matter how many claims you make,
you don't lose the bonus. Guaranteeing your No Claim Bonus
costs approximately 15% of your premium, and there is a compulsory
excess. The policyholder must have a No Claim Bonus of at
least 5 years and all drivers on the policy must be over 28.
You must also have had no fault claims in the past 12 month(theft
or attempted theft is counted as a fault claim).
You
can have up to four drivers on the policy, all of whom must
have a full licence.
Unfortunately Admiral are unable to protect your No Claim
Bonus if you have an any driver over 25 policy.
Paying
for your Admiral car insurance policy
Admiral accepts payment by Direct Debit, credit and debit
cards.
Currently
they are unable to accept Direct Debits on line, however you
may be able to set up a Direct Debit facility to pay for your
car insurance, by contacting their Sales Department
For
your information, please read their terms and conditions found
on the Admiral website.
For
further information on Admiral car insurance visit the Admiral
website.
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