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Royal Bank of Scotland Car Insurance Review

Royal Bank of Scotland Car Insurance

 

Read Royal Bank of Scotland Company Review...click here


Insure your Car with
 Royal Bank of Scotland

The Royal Bank of Scotland could save you money on the road - their competitive cover has no hidden surprises.

Key benefits of Car insurance with the Royal Bank of Scotland:

  • Extensive flexible cover
  • High standard of service, and a fast dedicated claims line for painless claim handling
  • Usually a 10% customer loyalty discount
  • Flexibility in vehicles covered and age of driver
  • A range of cover available
  • Up to 65% no-claims benefit with the option to protect this (Up to 70% if you are aged over 50)

The Royal Bank of Scotland Car Insurance - your questions answered

Do I need to keep my car garaged/alarmed/immobilised to get cover with you?
Not on the majority of cars where, as long as you ensure that your car is adequately locked and the windows are shut each time you leave it, the Royal Bank of Scotland's car insurance policy will cover you whether or not it is garaged or has an alarm or immobiliser fitted.

I've been a named driver on someone else's policy for a few years - does that entitle me to a no claims discount if I start my own?
It is only possible for the actual policy holder to benefit from the no claims discount.

I'm getting a second vehicle, can I use the bonus twice?
Again, the no claims discount has to stay with one vehicle at a time but if the person who is taking the policy is claim free this will always help to keep their premiums down.

As a named driver, can I drive somebody else's car with their permission?
No. This only applies to the Policyholder provided the certificate of insurance states that the Policyholder may drive other cars.

Does the Royal Bank of Scotland insure motorbikes/caravans/boats/commercial vehicles?
Sorry no, only privately owned cars.

How do I pay for my cover?
The Royal Bank of Scotland take payment by credit card, Switch or Direct Debit.

Can I pay by instalments?

Yes, subject to their normal instalments criteria.

I am currently insured to drive a company car through my employer. Do these claim free years contribute to a No Claim Discount?
If you've previously driven a company car (not a pool car) for business and pleasure, the Royal Bank of Scotland may be able to offer you an enhanced introductory discount. You must have surrendered the company car within the last year, be claim free and able to supply a letter from your employer to confirm this information.

More information on Royal Bank of Scotland car insurance can be found on the RBS website.

 


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